:root{
  --navy:#08283f; --navy2:#0c3856; --blue:#136f9c; --aqua:#2ca9b8;
  --sand:#f5f0e6; --cream:#fbfaf6; --gold:#c79b52; --ink:#15242d;
  --muted:#5c6d76; --white:#fff; --line:#dce5e9; --success:#176a50;
  --shadow:0 18px 50px rgba(4,34,53,.14); --radius:22px; --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);background:var(--cream);line-height:1.65}
img{max-width:100%;display:block}
a{color:inherit}
.container{width:min(var(--max),calc(100% - 36px));margin:auto}
.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:9999}
.topbar{background:var(--navy);color:#fff;font-size:.91rem}
.topbar .container{display:flex;justify-content:space-between;gap:16px;padding:8px 0;flex-wrap:wrap}
.topbar a{text-decoration:none}
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid rgba(8,40,63,.08)}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:84px;gap:24px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand img{width:74px;height:74px;object-fit:contain}
.brand-text strong{display:block;color:var(--navy);font-size:1.05rem;letter-spacing:.04em}.brand-text span{font-size:.78rem;color:var(--muted)}
.nav-links{display:flex;align-items:center;gap:22px}
.nav-links a{text-decoration:none;font-weight:700;font-size:.93rem;color:var(--navy)}
.nav-links a:hover{color:var(--blue)}
.nav-actions{display:flex;gap:10px}
.menu-btn{display:none;background:none;border:0;font-size:1.6rem}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;text-decoration:none;border:0;border-radius:999px;padding:13px 20px;font-weight:800;cursor:pointer;transition:.2s}
.btn-primary{background:var(--gold);color:#15242d}.btn-primary:hover{transform:translateY(-2px);filter:brightness(1.04)}
.btn-secondary{background:var(--navy);color:#fff}.btn-outline{border:1px solid var(--navy);color:var(--navy);background:#fff}
.hero{min-height:720px;display:grid;place-items:center;color:#fff;background:
linear-gradient(90deg,rgba(4,28,43,.88),rgba(4,28,43,.54),rgba(4,28,43,.22)),
url("https://images.unsplash.com/photo-1600607687939-ce8a6c25118c?auto=format&fit=crop&w=2000&q=85") center/cover}
.hero-content{max-width:740px;padding:90px 0}
.eyebrow{display:inline-flex;align-items:center;gap:8px;text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;font-weight:900;color:var(--gold)}
.hero h1,.page-hero h1{font-family:Georgia,"Times New Roman",serif;font-weight:500;line-height:1.04;margin:.35em 0;font-size:clamp(3rem,7vw,6.2rem)}
.hero p{font-size:1.2rem;max-width:680px;color:#eef6f8}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.trust-strip{margin-top:-45px;position:relative;z-index:5}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden}
.trust-item{padding:24px;border-right:1px solid var(--line)}.trust-item:last-child{border:0}.trust-item strong{display:block;color:var(--navy);font-size:1.02rem}.trust-item span{color:var(--muted);font-size:.9rem}
section{padding:84px 0}
.section-head{max-width:760px;margin-bottom:36px}
.section-head h2,.split h2{font-family:Georgia,"Times New Roman",serif;color:var(--navy);font-size:clamp(2.2rem,5vw,4rem);font-weight:500;line-height:1.08;margin:.3em 0}
.section-head p{color:var(--muted);font-size:1.08rem}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:0 8px 26px rgba(4,34,53,.07)}
.card img{height:220px;width:100%;object-fit:cover}.card-body{padding:25px}.card h3{color:var(--navy);margin:0 0 9px}.card p{color:var(--muted)}.text-link{color:var(--blue);font-weight:800;text-decoration:none}
.split{display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:54px}
.split-image{border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);min-height:480px}
.split-image img{width:100%;height:100%;min-height:480px;object-fit:cover}
.checks{display:grid;gap:12px;margin:22px 0}.check{display:flex;gap:10px}.check:before{content:"✓";color:var(--success);font-weight:900}
.band{background:var(--navy);color:#fff}.band h2{color:#fff}.band p{color:#dbe8ee}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.stat{padding:26px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.15);border-radius:18px}.stat strong{display:block;font-size:2rem;color:var(--gold)}
.cta{background:linear-gradient(135deg,var(--sand),#fff)}.cta-box{background:var(--navy);border-radius:30px;color:#fff;padding:48px;display:flex;align-items:center;justify-content:space-between;gap:30px}.cta-box h2{font-family:Georgia,serif;font-weight:500;font-size:clamp(2rem,4vw,3.5rem);margin:0}
.page-hero{padding:110px 0 80px;color:#fff;background:
linear-gradient(90deg,rgba(4,28,43,.9),rgba(4,28,43,.45)),
var(--hero-image) center/cover}
.page-hero p{max-width:700px;font-size:1.16rem}
.content-grid{display:grid;grid-template-columns:2fr 1fr;gap:42px}
.sidebar{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:25px;height:max-content;position:sticky;top:110px}
.sidebar h3{margin-top:0;color:var(--navy)}
.prose h2,.prose h3{color:var(--navy)}.prose h2{font-family:Georgia,serif;font-size:2.2rem;font-weight:500}.prose p,.prose li{color:#475b66}
.faq{display:grid;gap:12px}.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:17px 19px}.faq summary{font-weight:800;color:var(--navy);cursor:pointer}
.form-shell{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px;box-shadow:var(--shadow)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field{display:grid;gap:7px}.field.full{grid-column:1/-1}.field label{font-weight:800;color:var(--navy)}.field input,.field select,.field textarea{width:100%;padding:13px 14px;border:1px solid #bdccd3;border-radius:12px;font:inherit;background:#fff}.field textarea{min-height:140px;resize:vertical}.help{font-size:.83rem;color:var(--muted)}.status{margin-top:15px;padding:12px;border-radius:12px;display:none}.status.ok{display:block;background:#eaf7f1;color:#155a45}.status.err{display:block;background:#fff0f0;color:#8b2323}
.footer{background:#061f31;color:#dce8ed;padding:64px 0 20px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:32px}.footer h3{color:#fff}.footer a{display:block;color:#dce8ed;text-decoration:none;margin:8px 0}.footer-logo{width:120px;background:#fff;border-radius:50%;padding:4px}.copyright{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:18px;font-size:.88rem}
.admin-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.notice{background:#fff8e8;border:1px solid #e8d39f;padding:16px;border-radius:14px}
.badge{display:inline-flex;padding:7px 11px;border-radius:999px;background:#eaf4f7;color:var(--navy);font-weight:800;font-size:.82rem}
@media(max-width:930px){
 .nav-links{display:none;position:absolute;top:84px;left:0;right:0;background:#fff;padding:20px;box-shadow:var(--shadow);flex-direction:column;align-items:flex-start}.nav-links.open{display:flex}.menu-btn{display:block}.nav-actions .btn-outline{display:none}
 .grid-3,.stats{grid-template-columns:1fr 1fr}.split,.content-grid{grid-template-columns:1fr}.sidebar{position:static}.footer-grid{grid-template-columns:1fr 1fr}.trust-grid{grid-template-columns:1fr 1fr}.hero{min-height:660px}
}
@media(max-width:620px){
 .brand-text{display:none}.hero-content{padding:70px 0}.hero h1{font-size:3.25rem}.grid-3,.stats,.form-grid,.admin-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.trust-grid{grid-template-columns:1fr}.trust-item{border-right:0;border-bottom:1px solid var(--line)}.cta-box{padding:30px;display:block}.cta-box .btn{margin-top:20px}.footer-grid{grid-template-columns:1fr}.page-hero{padding:85px 0 55px}
}